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Major loss. One accountable contractor.

Nationserv delivers major and complex insurance claim reinstatement across the UK. Multi trade scope, project managed end to end, with one named team accountable from first notification of loss to final re occupation.

The Royal Society of Medicine, London, where Nationserv delivered a major commercial reinstatement for an insurance claim
10+
years delivering UK major loss reinstatement, with 25 years of combined trade experience
Definition

What makes a claim major or complex.

There is no single threshold. Major and complex claims are usually defined by a combination of value, scope and sensitivity. A burst pipe in a heritage listed townhouse can be more complex than a routine commercial reinstatement, depending on what the building is and who is involved.

Nationserv treats every major or complex claim as a project management exercise as much as a building one. The repair work is the easy part. Coordinating the stakeholders, managing the programme and protecting the policyholder experience is what insurers actually instruct on.

01 Substantial reinstatement value typically with loss adjuster oversight, structured cost reporting, and a formal scope sign off process from the outset.
02 Multi trade scope spanning structural, drying, strip out, reinstatement and full redecoration on a single instruction.
03 Heritage or listed property where conservation requirements, traditional materials and listed building consent processes shape the works.
04 Operational sensitivity where the property cannot stop functioning during the works, including hospitality, retail, healthcare and institutional venues.
05 Business interruption or alternative accommodation engaged, requiring close coordination on programme phasing and re occupation.
06 Multiple stakeholders across insurer, loss adjuster, broker, policyholder, conservation officer and third party consultants.
Why Different

A repair, plus everything around the repair.

On a standard claim the building work is the work. On a major or complex claim the building work is roughly half of the deliverable. The other half is project management, the unglamorous but critical layer that determines whether the claim closes cleanly.

Nationserv's named project manager and senior surveyor stay on the file from first notification of loss to final re occupation. They run the stakeholder cycles, manage the programme, coordinate trades and consultants, hold the photographic record and answer to the insurer in their reporting language.

This is what insurers, loss adjusters and brokers need from an approved contractor at this scale. One file, one team, one accountable point of contact, and the operational discipline to deliver right first time on programmes that can run into the millions and over multiple years.

Project Model

From first notification to re occupation.

Step 01

First notification

Notification received from insurer, loss adjuster or policyholder. Senior surveyor and project manager assigned to the file at instruction.

Step 02

Strategic survey

Detailed site survey beyond a standard scope. Building condition, access, listed status, heritage features and stakeholder map all assessed.

Step 03

Stakeholder agreement

Scope of works, schedule of rates, programme and reporting cadence agreed with insurer, loss adjuster, broker and policyholder. Phasing locked.

Step 04

Phased delivery

Multi trade reinstatement under named project manager. Structured stakeholder cycles, photographic records, programme variance tracking throughout.

Step 05

Handover and re occupation

Final inspection, sign off pack with warranties, certificates and photographic evidence. Defects liability period and aftercare included.

What you get

Single partner. Complete control.

On a major loss, a coordinated framework protects the programme. Nationserv manages every element of the repair under one instruction, with core trades held in house and integrated digital systems running through the file from first call to final sign off. Fewer handovers, tighter cost control, and a single accountable team across the whole reinstatement.

01

In house M&E specialists

Directly managed electrical and plumbing teams on multi trade scopes. Electrical works completed by NICEIC approved electricians. Gas and plumbing works undertaken by Gas Safe registered engineers.

02

Specialist claims services coordinated

Contents removal and secure storage, drying and moisture management, asbestos sampling and removal via accredited partners, structural and remedial solutions, all managed under the single instruction.

03

Policyholder accommodation handled

Where properties are uninhabitable, Nationserv manages the arrangement of temporary accommodation, working sensitively with policyholders to minimise disruption and ensure continuity of care during the works.

04

Insurer aligned costing and systems

Xactimate and Symbility for consistent estimating and faster approvals. Blueprint for end to end job management. Pulse for live operational updates, Atoms for job costing and Salesforce for centralised communication.

05

Compliance and governance

CHAS, ConstructionLine Gold, SafeContractor and BDMA accredited. Cyber Essentials certified. CDM 2015 compliant. IOSH certified leadership. Robust health and safety, quality assurance and compliance frameworks across every claim.

06

100+ skilled tradespeople

A workforce of more than 100 skilled tradespeople, branded fleet, dedicated yard, plant and storage facilities. Capacity to scale resources rapidly during surge periods and across multi site major loss instructions.

For the insurer
Improved cost control and transparency. Reduced handovers. Shorter claim lifecycles.
For the loss adjuster
A single point of contact, accurate scoping, structured reporting in your aligned cost system.
For the policyholder
A smoother, more reassuring customer journey. One named team, accountable from start to finish.

Major loss, handled. One file, one team.

Insurers, loss adjusters and brokers instruct Nationserv on major and complex claim files where one accountable contractor delivers the whole reinstatement. Capability pack ready to share on request.

Or speak to us direct 0800 652 3331