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A car in the wall. Same day on site.

A residential vehicle impact in Oxford, attended within hours of Sedgwick's instruction. Property made safe, heating restored, weathertight before nightfall.

A vehicle embedded in the wall of a residential Oxford property where Nationserv attended the emergency insurance claim instructed by Sedgwick
Client
Sedgwick instructed
Location
Oxford, Oxfordshire
Peril
Vehicle impact
Scope
Make safe and reinstatement
Sector
Residential
The brief

An emergency claim, instructed through Sedgwick.

A vehicle had reversed into a residential property in Oxford. The car was embedded in the wall, brickwork was exposed, the radiator was damaged and the home was unliveable. The instruction came through Sedgwick.

Vehicle impact claims do not give you time to plan. The property has to be made structurally safe, sealed against weather and intrusion, and warm again, ideally all in one visit. Anything slower and the policyholder is either out of their home or watching the original loss get worse by the hour.

Nationserv mobilised a specialist team to Oxford the same day, with the kit and the trades to handle every part of the make safe under one instruction.

Close up of the smashed external wall at the Oxford property after the vehicle impact
The challenge

Three things, before dark.

The technical scope was straightforward. The window was not.

Three things had to happen the same day. The building envelope had to be sealed, otherwise the next rain would be inside. The heating had to be safe to run, otherwise the family lost the rest of the house too. And the wall had to be propped where the structural elements had been compromised, otherwise no one could enter the property safely.

Working around an impacted vehicle, displaced masonry and live services, the priority was protecting the policyholder's ability to stay in their home that night.

The approach

Mobilise, make safe, hand back.

01

Same day attendance

Specialist team mobilised to Oxford within hours of Sedgwick's instruction. Trades and kit dispatched together, no second visit required.

02

Debris cleared

Broken masonry, displaced internal finishes and impact debris carefully removed from inside and outside the property. Site made navigable.

03

Heating restored

The damaged radiator was isolated and capped. Heating restored to the rest of the property the same day, keeping the home warm overnight.

04

Structural propping

Temporary propping installed where the impact had compromised the wall. Property made safe to enter and occupy until the full structural repair.

05

Boarded and insulated

The damaged area was boarded with plywood, the opening insulated, and the building envelope sealed against weather and intrusion overnight.

06

Handed back

Property handed back to the policyholder safe, warm and weathertight. Reinstatement progressing under the same Nationserv project team.

Vehicle impact claims are won on the first day. If the homeowner is still in their bed that night, warm and dry, with the wall sealed and the heating on, you have done the job. Everything after is reinstatement. The first day is the test.
Rhys Morosco Chief Executive Officer, Nationserv
Temporary plywood and insulation covering the impact area at the Oxford property after Nationserv made the home weathertight
The outcome

Safe, warm and weathertight, same day.

The property was handed back to the policyholder the same day, structurally propped, boarded against weather and intrusion, with heating restored to the rest of the home. The full reinstatement is progressing under the same Nationserv project team that delivered the make safe, returning the property to pre loss condition under a single instruction.

1
Day from instruction to property handed back safe and warm
1
Single instruction covering make safe and full reinstatement
0
Nights the homeowner spent away from the property

When the call comes in, we answer.

Nationserv is the home insurance building contractor instructed by UK insurers and loss adjusters when speed matters. Same day attendance, full make safe, full reinstatement, all under one instruction.

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